Bankruptcy Costs

How Much Does it Cost to File for Bankruptcy in Missouri?

Bankruptcy sounds bad, but the reality is that it can be your lifeline. In fact, you will not need to recover from bankruptcy. Rather, you will recover through bankruptcy. So, how much does it cost to file bankruptcy in Springfield, Missouri? Everyone we visit with is concerned about the financial cost of filing bankruptcy, which includes attorney fees and other expenses such as the court filing fee.

Most importantly, hiring attorneys who only file bankruptcy offers you both the highest quality of service, and the most efficient, which translates to the best “bang for your buck” for you, and is crucial to the success of your case. Remember, you get what you pay for, and at Debt Doctors of Missouri bankruptcy is ALL WE DO.

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The Cost of Filing Chapter 7 Bankruptcy

It is important to understand that the cost of a Chapter 7 bankruptcy in Springfield, Missouri depends on the facts of your individual case. Our pre-filing fee structure for the average Chapter 7 cases is very client-friendly, allowing a majority of our Chapter 7 clients to file their case for $937 (single) to $974 (married). The attorney reserves the right to request a higher pre-filing fee for more complicated cases. Please note that we accept payment arrangements for these fees, but the case is not filed until the pre-filing fees are paid.

By providing you with a low up-front filing cost, we can help you stop harassing phone calls, lawsuits, garnishments, and other intimidating actions by creditors sooner versus later. It’s easy to get started – simply pay an initial deposit of $300. We will then provide you a list of the paperwork we will need from you to file, and a phone number you can use to refer your creditors to our office. We can give you a letter template you can send to your creditors that will instruct them to stop calling you, your employer, and your relatives. Once you’ve paid the remainder of the pre-petition fee and have submitted the necessary paperwork to our office, we will prepare and file your case.

After your bankruptcy case is filed, creditors are legally mandated to stop all actions against you. This will free up your resources and remove a tremendous amount of stress from your life. The post-petition attorney fee can be paid in flexible monthly payments that cater to your budget. Simply put, we want to help get our clients the relief they need as quickly as they possibly can.

The Cost of Filing Chapter 13 Bankruptcy

The cost to file a Chapter 13 bankruptcy in Springfield, Missouri is pretty consistent from one attorney to the next in Missouri. What separates attorneys from each other in Chapter 13 is their up-front cost. We are proud to offer qualifying clients $99 dollars down on attorney fees plus expenses, which then allows you to file your case for less than $500-$600! This is the lowest Chapter 13 bankruptcy up-front filing cost of any bankruptcy attorney located in Springfield, Missouri.

A Chapter 13 reorganization also allows us to include the majority of your attorney fees into your plan payments, so that you can get the relief you need quickly and affordably. Although the up-front cost of each bankruptcy is based on the facts in your individual situation, most of the Chapter 13 cases that do not qualify for our $99 down rate are still filed for an attorney fee of $600, plus expenses, which allows your case to be filed for under $1,000 for an individual case. Even this option is only offered by a few attorneys in town!

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Filing for bankruptcy can provide long-term relief from unmanageable debt. It may be the best option if you're unable to manage your debt any other way. Bankruptcy frees you from most of your debts and gives you a fresh start in life without the burden of creditors constantly threatening you. If you're ready to get your finances back under control contact Debt Doctors of Missouri to set up an appointment today.

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